Why you should get an appraisal from Value Opinion LLC:To a lot of us, an appraisal is simply a line item on the settlement sheet for a mortgage or refinance. Even though there are a developing number of automated home valuation processes that might appear to be less expensive than an appraisal, nearly all lenders still want a local expert because the stakes are very high. You might assume that securing a mortgage is the only reason you should get an appraisal, but there are more situations when the services of a certified, independent real estate professional might be helpful.
Let Value Opinion LLC help you challenge your tax assessment in Butler, Clermont, and Warren County, OHIf you reside in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. An appraisal from Value Opinion LLC is your best evidence when building your case. We're equipped to assist you in challenging your tax assessment.
Value Opinion LLC. can help you eliminate PMI to lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is an added insurance plan that many lenders ask home owners to purchase when the amount being loaned to the home buyer is more than 80% of the actual value of the home. Seeing that added payment is usually folded into the monthly mortgage payment, it is often forgotten. PMI isn't required when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress requiring lenders to dismiss the PMI payments on most mortgages when the balance is paid down to 78% of the original value.
Value Opinion LLC. can produce a statement regarding the value of your home, and the price you paid for the home valuation can generally be regained in little time because you'll no longer be paying the PMI.
Divorce settlement with less stressA divorce is often complicated by the troublesome decision of who maintains the home, and it can be a particularly heartbreaking experience for both parties. So both parties are entirely aware of the true market value of their home, it's a good idea to get an appraisal from Value Opinion LLC, regardless of the circumstances.
The parties will have a clearer picture of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.
Settling an estate with peace of mindThe loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the fullest degree of discretion.
Most Americans don't have dedicated estate planners or executors to take care of these matters, unlike wealthier individuals. And since a home or other property often makes up a disproportionate share of the total estate value, knowing the correct value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received an honest deal.
Let Value Opinion LLC assist you in relocating to or from Butler, Clermont, or Warren County, OhioEmployee relocation is a stressful event, and we understand. That's why we take great care in organizing a convenient appointment time for the appraisal inspection. During our intensive process, we suggest employees that are moving to provide feedback on the positive aspects of their property, as well as information regarding any current sales or listings in their area that they want considered.
Selling your home quickly at the right priceA professional appraisal can help you make a better educated decision regarding your selling price, whether you choose to sell your home on your own or with the help of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees depend on our efforts to perform the appraisal report and and aren't related to the sales price.
We examine the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long houses stay on the market. So, getting a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.